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Balance Transfer

Unlock Savings and Streamline Your Finances with Our Balance Transfer Solutions.

Maximize Your Savings: Transfer Your Balances with Confidence and Ease.

You secured a home loan from a bank at a hefty 14% interest rate. Over time, you realize the burden of this high rate. Despite requesting a reduction from your bank, you receive no response. This is where a home loan balance transfer becomes invaluable. With a balance transfer, you can shift your outstanding loan to another bank or lending institution offering a more favorable interest rate. The principle is then transferred to your old bank, and you begin repaying the loan under the new terms. Now, you enjoy a reduced EMI amount at a competitive rate. Make Indiabulls Home Loans your preferred partner for home loans. Our customer-centric approach offers online home loans accessible via app or web, anytime, anywhere

Key Features

Competitive Interest Rates
Flexible Repayment
Quick Approval Process
High Loan Amounts
Long Loan Tenures
Low Processing Fees
Transparent
T &C
Online
Application
10,000+ Pre-Approved Projects
Dedicated Customer Support
Additional Benefits
Easy Documentation

Balance Transfer Starting from

8.25 % Onwords

  1. Your final interest rate is determined by factors like your profile, outstanding loan amount, tenure, and risk parameters.
  2. Rates may vary based on whether the transfer is co-originated with banks.
  3. The interest rate offered will be customized to fit your specific circumstances and the loan involved.

Documentation

Loan statement from the existing lender.
Identity proof: PAN card, Aadhaar card, or passport.
Address proof: Aadhaar card, utility bill, or rental agreement.
Passport-size photos required for all applicants.
Complete and signed application form required.
Bank statements: Last 6 months' bank statements.
Property documents: Original property papers.
NOC (No Objection Certificate) from the existing lender.
Employment proof: Salary slips or employment letter for salaried individuals, business proof for self-employed individuals.
Any other documents specified by the new lender for the balance transfer process.
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